Saidi Agiri | Loan Officer
Loan Officer Portrait
NMLS #659186
Office: (410) 919-2269
Mobile: (301) 526-9090
Fax: (443) 321-0430
Edgewater, Maryland Office | NMLS #118030
Phone: (410) 919-2269
3158 Braverton Street | Suite 204
Edgewater, MD 21037

Welcome to my website!

Here you will find easy and convenient online tools to assist you with your loan process. Whether you are purchasing, refinancing, or renovating your home we at Universal Mortgage & Finance, Inc. will provide you with the best services to make your loan process as smooth as possible!

A little about myself:

I started in the mortgage industry because of my passion for customer service. I just like to make people happy and help them achieve their dreams by providing excellent service. I focus mainly on educating new home owners and host a lot of home buying seminars at realtors’ offices. I don’t shy away from difficult loans because they make me a better mortgage professional. I derive great satisfaction from getting a loan to closing and make a habit of attending my closings. Clients enjoy hassle free transactions because I do a lot of the work with them upfront. I am a great listener and my interactions with clients continue after closing a loan, this is how I maintain good relationships with them. I rely on past clients for referrals. I am licensed to originate loans in the state of Maryland. Please feel free to call me for assistance and for any mortgage questions you may have along the way.

I look forward to working with you!


Who We Are

Welcome to Universal Mortgage & Finance, Inc! Here we offer easy and convenient online tools to assist you with your loan process. Whether you are purchasing, refinancing, or renovating your home we will put our highly experienced team at your fingertips!

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Client Praise

"I was introduced to Mr. Agiri through my mother, who was seeking to become a first-time home buyer as well as myself. He did an extraordinary job assisting me through the process of restoring my credit and meeting certain demands to fulfil expectations. Despite all my challenges and little patience, Mr. Agiri remained professional and always had a high level of patience. His wealth of knowledge and encouragement kept me motivated, which is why my mother and I are homeowners today.

Subsequent to the purchase of my home, He helped me refinance my house and that was a greater success. I would definitely recommend him to my friends and family.

Teyona Richards-Lewis - Bowie, Maryland

What's Happening in the Universal Universe?

  • EXPANDING OUR TEAM • March 28, 2018

    Universal Mortgage & Finance welcomes Art Williams to the team! Art is a former Army Captain and senior manager with major companies in the mortgage, automotive and building industries. As VP of Business Development Art’s primary area of responsibility will be creating new branches nationwide.

  • Burgers and Bands Logo


    Come show your support for suicide prevention with friends, music, and food at the second annual Burgers and Bands. A great family friendly event with local bands. Funds raised here go to support suicide prevention groups such as the American foundation for suicide prevention. Come for lunch or all day, and have a good time. Sun, June 3rd 2018 11am-10pm at the Severna Park Taphouse, 58 West Earleigh Heights Road, Severna Park, MD 21146

  • NEW BRANCH OPENING • March 28, 2018

    Universal Mortgage & Finance is excited to announce we will soon be opening a new branch in the White Marsh area! Check back soon for additional details!