James Anecharico | Branch Manager
Loan Officer Portrait
NMLS #178137
Mobile: (443) 996-3018
Fax: (410) 213-8851
Ocean City, Maryland Office | NMLS #1189020
Phone: (877) 213-8855
Address:
9925 Stephen Decatur Highway Suite E3
Ocean City, MD 21842

Welcome to my website!

Here you will find easy and convenient online tools to assist you with your loan process. Whether you are purchasing, refinancing, or renovating your home we at Universal Mortgage & Finance, Inc. will provide you with the best services to make your loan process as smooth as possible!

Universal Mortgage & Finance, Inc. is a direct lending institution that prides itself on always putting the borrower's needs first and building long lasting relationships in the communities we serve. For two decades we have successfully serviced the needs of those refinancing, new home buyers, real estate professionals and builders. To ensure quick turn times, quality and efficiency we are suitably equipped with in-house Processing, Underwriting, Closing, Funding and Appraisal Order Management. Whether for a first-time home buyer, a growing family or an established homeowner looking for an investment or vacation property, we offer a wide range of financing options to meet home buyer needs.

I look forward to working with you!

--James