Ernie Donaldson Jr | Loan Officer
Loan Officer Portrait
NMLS #160865
Edgewater, Maryland Office | NMLS #118030
Phone: (410) 919-2269
3158 Braverton Street | Suite 204
Edgewater, MD 21037

Welcome to my website!

Here you will find easy and convenient online tools to assist you with your loan process. Whether you are purchasing, refinancing, or renovating your home we at Universal Mortgage & Finance, Inc. will provide you with the best services to make your loan process as smooth as possible!

A little about myself:

I have been in the Mortgage industry for over two decades and I have been a loan originator with Universal Mortgage & Finance Inc. since 1998. I worked my way up the ladder to Senior Loan officer within the first couple of years and have continued to maintain that status. I will help educate you on what to expect during the loan process as well as help you to eventually get approved if your credit needs repair at the time of application. Everyday there is something changing in the mortgage industry and I pride myself on keeping up to date with the industry. I want to provide you with all the necessary information and inform you of the best possible programs available. I am very detailed oriented and work with urgency to get every transaction completed as quickly and efficiently as possible. Lastly and probably most importantly, I am a great leader in helping all clients get what they want. I listen to what you say and act upon your desire. Come to me with all your concerns and I will lead you in the direction that is best for YOU!!!

I look forward to working with you!

A Few Words From My Highly Satisfied Clients...