Making Dreams Come True for Two Decades!
Whether you are a first-time home buyer, a growing family or an established homeowner looking for an investment or vacation property, Universal Mortgage & Finance, Inc. offers a wide range of financing options to meet home buyer needs. Our experienced and knowledgeable team will review each home buyer’s personal needs and goals and help lead them to the path of home ownership.

Welcome to Universal Mortgage & Finance, Inc! Here we offer easy and convenient online tools to assist you with your loan process. Whether you are purchasing, refinancing, or renovating your home we will put our highly experienced team at your fingertips!

Universal Mortgage & Finance, Inc. is a direct lending institution that prides itself on always putting the borrower's needs first and building long lasting relationships in the communities we serve. For two decades we have successfully serviced the needs of those refinancing, new home buyers, real estate professionals and builders. Universal Mortgage & Finance, Inc. works with Tier One investors and offers a full range of programs to satisfy a variety of residential loan needs. To ensure quick turn times, quality and efficiency Universal Mortgage & Finance, Inc. is suitably equipped with In-House Processing, Underwriting, Closing, Funding and Appraisal Order Management.

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Company News: See What's New In The Universal Universe!
Dynamic Duo Making Waves by the Ocean
Maryland Eastern Shore natives, Chris Short and Mike Ciorrocco making their mark on the mortgage industry.
Now Offering Construction to Perm Loans
Universal Mortgage & Finance, Inc. is proud to announce that we are now offering construction to perm for FHA, VA, and Conventional loans!
Latest Office Opening in Kissimmee, Florida
Congratulations to new Branch Manager Alexendar Torres in the successful opening of the Kissimmee, Florida office!

For more on the latest company updates: Universal Mortgage & Finance, Inc. Newsroom

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