Mortgage Loan Checklist

Items you will need to provide 3 days after submitting your loan application if you intend to proceed:

INCOME VERIFICATION

  • Pay Stubs – copy of most recent 30-day period
  • Federal Tax Returns
    • past two years including W-2s, K-1s, etc.
    • include business federal tax returns if self-employed
  • Child/Alimony
    • court order & printout of 12 months of payments
  • Award letters for Social Security and 1099s for disability income

ASSETS

  • Bank Statements – copies of all accounts for the last two months (all pages)
  • Retirement Accounts – copies for the past two months (all pages) & Terms of withdraw
  • Investments Statements – copies for the past two months (all pages)

ADDITIONAL INFORMATION

  • Copy of Driver’s License or State/Government ID & Permanent Resident Card (if applicable)
  • Divorce Decree, if applicable

IF YOU ARE PURCHASING A HOME

  • Purchase agreement with legal property description signed by all parties
  • If you are currently renting, provide a rental history to include landlords’ names and phone numbers

IF YOU ARE REFINANCING

  • Copy of original HUD & Note
  • Copy of current mortgage statement
  • Copy of HOA/Condo fee (if applicable)
  • Copy of Hazard (Homeowner’s) Insurance or Agent’s name and phone number