About Us

Who we are...

Universal Mortgage & Finance, Inc. (UMAFI) is a direct lending institution that prides itself on always putting the borrower's needs first and building long lasting relationships in the communities we serve. For two decades we have successfully serviced the needs of those refinancing, new home buyers, real estate professionals and builders.

UMAFI works with Tier One investors and offers a full range of programs to satisfy a variety of residential loan needs. To ensure quick turn times, quality and efficiency UMAFI is suitably equipped with In-House Processing, Underwriting, Closing, Funding and Appraisal Order Management.

Who we serve...

Whether for a first-time home buyer, a growing family or an established homeowner looking for an investment or vacation property, UMAFI offers a wide range of financing options to meet home buyer needs. Our experienced and knowledgeable loan officers will review each home buyer’s personal financial position and help them decide the best solutions.

Whether you are a client or partner of UMAFI, expect superior customer service and an excellent support system. UMAFI offers exceptional mortgage services online that gives the borrower the ability to electronically track their loans from start to finish.

Where we serve...

UMAFI is growing nationally and currently has locations servicing 20 states throughout the country. Please log on to our company directory to find a branch and/or Loan Officer ready to assist you!
Licensed States
Alabama
California
Colorado
Delaware
District of Columbia
Florida
Georgia
Indiana
Maryland
Minnesota
Mississippi
New Jersey
North Carolina
Pensylvania
South Carolina
Tennessee
Texas
Virginia
Washington
Office Locations
Edgewater, MD
Chesapeake City, MD
Glen Burnie, MD
Ocean City, MD
Parkville, MD
Salisbury, MD
Towson, MD
Hawthorne, NJ
Raleigh, NC
Greenville, SC
Cape Coral, FL
Coral Gables, FL
Doral, FL
Hunter's Creek, FL
Miami East, FL
Miami Lakes, FL
Lake Nona, FL
North Miami Beach, FL
Orlando, FL
Orlando North, FL
Ormand Beach, FL